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FlatGuard Estates - Specialist Cover For The Spaces In Between

Protect your estate’s communal areas with tailored cover, expert advice, and award-winning service - from just £305.

Managing a modern housing estate comes with many responsibilities, and risks. From unadopted roads and pathways to playgrounds and water features, shared spaces bring with them the potential for costly repairs and liability claims.

FlatGuard Estates is designed specifically for residential developments with communal facilities. It provides flexible, competitively priced cover for infrastructure, liability, and estate management, giving you confidence that your residents and shared spaces are protected.

We are award-winning insurance brokers

FlatGuard Awards 2024-25

What's covered

  • Infrastructure Insurance – cover for roads, pathways, street furniture, drainage, and communal outbuildings

  • Public & Property Owners’ Liability – indemnity options from £1M to £10M

  • Employers’ Liability – included as standard

  • Legal expenses – included as standard

  • Flexible cover for extras – playgrounds, events, sports and recreation facilities, and water features can all be included

Why FlatGuard Estates

  • Competitively priced – policies starting from just £305

  • Tailored protection – cover designed around your estate’s unique needs

  • Award-winning team – FlatGuard named Insurance Broker of the Year at the 2024 & 2025 The Property Institute ACE Awards and the 2024 Property Management Awards

  • Proven track record – Bridge insures over £50 billion of property value nationwide

  • Fast, simple process – cover arranged quickly, securely, and with minimal hassle

  • Peace of Mind – compliance with leases and covenants, reduced financial risk, and protection for everyone on your estate

     

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Protect your estate the smart way.

Fill in the form below to arrange a free, no-obligation consultation with one of our insurance specialists.
We’ll review your estate’s risks, identify any gaps in protection, and show you how FlatGuard Estates can deliver the right cover at the right price.

 

FlatGuard is a trading style of Bridge Insurance Brokers Ltd and is authorised and regulated by the Financial Conduct Authority.
Bridge Insurance Limited, Cobac House, 14-16 Charlotte Street, Manchester M1 4FL.